2022-2023 College Catalog 
    Sep 22, 2023  
2022-2023 College Catalog

Financial Aid Information and Policies

Most financial aid at Three Rivers is provided by federal programs. Grants are considered “gift” aid and do not need to be repaid. Low interest loans are to be repaid over an extended period once a student ceases half-time attendance. Part-time employment is another form of assistance; the student is paid an hourly wage (Work-Study Program).


The Financial Aid Office supplies information about the various forms of financial aid to students including grants, loans, scholarships, and work-study opportunities. This information is also fully described in the College catalog.  

Applying for Financial Aid

The Free Application for Federal Student Aid (FAFSA) is available on-line at https://studentaid.gov/. This application enables the student to apply for all sources of financial assistance awarded by the college as well as the Federal Pell Grant. The FSA ID - a username and password - has replaced the Federal Student Aid PIN and must be used to log in to certain U.S. Department of Education websites. Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents.  If you do not already have an FSA ID, you can create one at https://studentaid.gov/fsa-id/create-account/launch.  Upon completion of the application procedures outlined below, the applicant will have applied for most sources of aid available through the Financial Aid Office. Applications should be submitted to the Federal Government by May 1st. Adhering to this deadline will assure students of priority consideration and an answer concerning eligibility before the semester begins. However, applications are accepted throughout the academic year since financial aid is awarded to students until funds are depleted.

To be considered for financial aid, the applicant must complete the following steps:

  1. Complete the process for admissions (see the Admissions  section of this catalog for detailed instructions).
  2. Create an FSA ID online at https://studentaid.gov/fsa-id/create-account/launch.
  3. Complete and submit the Free Application for Federal Student Aid (FAFSA) on-line at https://studentaid.gov/.
  4. Provide any additional documentation required by the Financial Aid Office after completion of the FAFSA application. 

Students must reapply each academic year for financial aid.

Determination of Need

Financial aid is granted on the basis of need. A student’s financial need is the difference between the total cost of one academic year of study at the College and the total resources available to the student. This is based on information supplied on the Free Application for Federal Student Aid (FAFSA). The amount of aid awarded to a particular student is determined by the Financial Aid Office and depends on the student’s financial need and the availability of funds. The cost of education includes the direct costs of tuition, fees, books and supplies.  It also includes indirect costs of personal expenses, transportation, meals, and housing costs. 

Requirements for Financial Aid Recipients 

Applicants must:

  • be enrolled in an eligible degree or certificate program by having completed all necessary admissions steps.
  • be in good academic standing and making satisfactory academic progress. This is defined as a progression toward successful academic completion of course requirements for a degree or certificate by maintaining a minimum Grade Point Average (GPA) of 2.0 and successfully completing a percentage of the credits attempted on a cumulative basis. See the next section “Satisfactory Academic Progress Policy” for complete details.
  • be a citizen or eligible non-citizen of the U.S. or Trust Territories.
  • not be in default in the repayment of any educational loans or owe a refund on any Title IV grant program at any institution.
  • be registered with the Selective Service if you are a male.
  • have not been convicted of an illegal drug offense while receiving financial aid. 

Satisfactory Academic Progress Policy 

The Satisfactory Academic Progress Policy is available at: http://www.commnet.edu/finaid/Documents/SAP%20Policy%201718%20-%20present.pdf

If you are currently suspended you can appeal your status by completing the following form: http://www.commnet.edu/finaid/Documents/Satisfactory%20Academic%20Progress%20Appeal%20Form.pdf

Satisfactory Academic Progress (SAP) Appeals Policy 

Students may appeal any decision under the SAP Policy. A student must complete the Satisfactory Academic Progress Appeal form which one can obtain from the financial aid office or online at http://www.commnet.edu/finaid/Documents/Satisfactory%20Academic%20Progress%20Appeal%20Form.pdf. Appeals will be considered for emergency circumstances including illness, death of a family member or other unusual situations. All students MUST meet with an advisor first, and obtain the advisor’s signature on the Appeal Form before the Financial Aid Office will consider their appeal. All students will be expected to provide clear evidence in their appeal form of the following issues: 1) state the reason for appeal 2) what has changed from the time when unsatisfactory academic progress occurred, and 3) how (s)he will be capable of overcoming past academic difficulties. In addition, students must provide third party documentation to support their claims (i.e., medical evidence of illness, death certificate, etc.). 

Veterans - For more info on SAP go to the “Academic Warning, Probation and Suspension” section of this catalog which can be found on the General Academic Information and Policies  page.  

Financial Aid Programs

Programs of Financial Aid described herein are subject to change due to Federal, State and local regulations or funding fluctuations. 

Federal Pell Grant Program

This grant, based on need, is intended to be the “base” of a financial aid package, and it may be combined with other forms of aid to meet the direct cost of education. 

Federal Supplemental Educational Opportunity Grant (SEOG) 

This program provides grants to eligible students demonstrating financial need. Preference is given to students with exceptional need. A student MUST be eligible for the PELL Grant to receive SEOG. 

Roberta B. Willis Scholarship Program

The Office of Higher Education established this scholarship program to annually make need-based financial aid and need-based merit aid available to eligible Connecticut residents. They must be enrolled as undergraduates at Connecticut’s public and nonprofit independent institutions of higher education, and they must be registered for at least six (6) credits. 

Community College Grant Program

This State program allows for the remission of tax supported tuition, fees, and cost of books for Connecticut resident students who demonstrate substantial financial need. Students must be registered at least half-time (6 credits) to qualify for State Grants.  

Federal Direct Loan Program (Formerly Stafford Loan) 

The interest rate is determined each academic year by the government. Payments are deferred until the student is enrolled less than half-time, or no longer enrolled. Students will have to complete and submit a Loan Request Form and comply with additioanl requirements. Interested students should inquire with the Financial Aid Office. 

College Work-Study Program

This program provides college jobs for students who need money. Students work up to a maximum of twenty hours per week during academic periods and up to thirty-five hours per week during vacation periods depending on their financial need and the availability of funds. Hours can be arranged to suit a student’s academic schedule. Any student seeking work-study campus employment should contact the Financial Aid Office.

Scholarships - Three Rivers College Foundation and Departmental

 The Three Rivers College Foundation Scholarship program awards both merit and need-based scholarships. Students may earn a scholarship based on financial status, academic excellence, service to the College and community, or a combination of these factors. Learn more here.